Buying a new apartment near cultural heritage in central Sofia

A purchase in Sofia's historic centre calls for an exact-address check, not an assumption based on neighbouring façades. The new building itself may not be a protected cultural asset, while the plot may still fall near an individual asset, within a group asset or inside a protect...

District heating in a new-build Sofia apartment: what a buyer checks

“District heating” in a listing does not tell you how the new apartment will actually be heated. Verify the building's connection status, the internal installation, the metering method and the costs that remain shared. The answer sits in the technical project and current connecti...

Buying a property with a tenant in Bulgaria

Selling a rented property does not automatically terminate the lease. What binds the buyer depends on registration, a legally reliable date, the tenant's possession and the contract. An occupied apartment is therefore acquired with more than a deed. You also acquire a relationshi...

Atelier or apartment in Bulgaria: what the legal status changes

An atelier and an apartment can look identical during a viewing, but their legal status is not automatically the same. Check the unit's designated use in the cadastral scheme and construction file. It may affect use, finance and a future conversion. Furniture, marketing copy and...

Mortgage for a self-employed buyer in Bulgaria: income, evidence and preparation

A self-employed person can apply for a Bulgarian housing or mortgage loan. There is no statutory formula, however, that requires every bank to recognise the same share of turnover, profit or dividends. The lender assesses creditworthiness and may request evidence of the source an...

Buying property in Bulgaria by power of attorney: requirements and checks

A Bulgarian property can be purchased through an attorney-in-fact, but the authority must match the particular transaction and its required form. A general sentence allowing someone to act “before all institutions” is not enough planning for a notarial purchase. The property, pri...